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Hello!

I've found the following information about token support by different payment methods. I'm only a bit confused because it's pointed on the feature 'On-File Sales Channel'.
My question is: which feature exactly shows that the payment method supports a token? 'Scheme Token' or 'On-File Sales Channel'?

Thank you!

asked by Lena LIMOKO (190 points)

1 Answer

0 votes

Hello Lena,

Thanks for reaching out to us.

Both features support a "token", however these are two different technical processes. The feature you are probably looking for would be the "On-Files Sales Channel" - this is the 'standard token'.

The Scheme Token comes to use when e.g. a card is expired on a running subscription and the new card is automatically recognised on Issuer-side due to the Scheme Token.

I hope this helps you. If you have further questions do not hesitate to reach out us via Contact.

Best regards,
Dominik

answered by Dominik NIZIOL (220 points)
Hello Dominik,

thank you for your help!
Hello Dominik,

I'm still confused about using token in e.g. PayPal transactions. It has 'On-Files Sales Channel' and has no 'Scheme Token'. However I have created an initial transaction and there is no possibility to create a token for it. Credit card's transaction (Visa, MasterCard..) allow me to create a token.

In a similar question https://ask.wallee.com/1071/does-paypal-payment-method-support-token?show=1080#c1080 I've got the answer that PayPal method does not support token.

The logic of our APP is that by creation of initial transaction a token will be assign to it. Later we plan to use the token for recurring transactions to charge them without user interaction.

Thank you.